SACCO Management System

Complete SACCO Management Solution

Sanaa Finance provides a comprehensive platform for Savings and Credit Cooperative Organizations (SACCOs) in Uganda. Manage members, shares, loans, and compliance all in one place.

Member Management

• Digital member registration with KYC
• Share capital tracking
• Contribution collection via Mobile Money
• Member statements and passbooks
• Mobile app for members

Loan Management

• Loan application and approval workflows
• Interest calculation (reducing balance, flat rate)
• Automated loan recovery from Mobile Money
• Guarantor management
• Defaulter tracking and notifications

URBRA Compliance

• Automated regulatory reports
• Financial statements generation
• Audit trail for all transactions
• Annual return preparation