Communities

SMEs & Retailers

Needs: Accept Mobile Money payments, Pay suppliers efficiently, Access working capital, Manage cash flow, URA tax compliance

Value: No monthly fees on Starter plan, 1.5% collection fee (lowest in Uganda), Same-day settlements, Business loans from UGX 500K, Free business account

SACCOs & Credit Unions

Needs: Member account management, Share capital tracking, Loan origination & recovery, URBRA compliance reporting, Dividend distribution

Value: Complete SACCO management system, Mobile Money collection for members, Automated loan recovery, URBRA-ready reports, Member mobile app included

Investment Clubs & Chamas

Needs: Pool funds from members, Track contributions, Vote on investments, Distribute returns fairly, Transparent record keeping

Value: Group account with multi-signatory, Contribution tracking & reminders, Investment voting via app, Automated profit sharing, Full audit trail

Schools & Educational Institutions

Needs: Collect school fees digitally, Track payments per student, Pay staff salaries, Manage supplier payments, Generate financial reports

Value: Mobile Money fee collection, Automatic SMS receipts to parents, Student balance tracking, Bulk salary disbursement, Term-wise financial reports

Solo Entrepreneurs & Freelancers

Needs: Separate business from personal, Professional invoicing, Accept payments easily, Track income & expenses, Build credit history

Value: Free business account forever, Invoice generator included, Payment links & QR codes, Expense categorization, Qualify for loans based on activity

Soko24 Marketplace Sellers

Needs: Instant access to sales revenue, Finance inventory purchases, Understand sales performance, Scale business operations, Manage multiple product lines

Value: Instant settlement of Soko24 sales, Inventory financing loans, Sales analytics dashboard, Automatic tax calculations, Priority seller support